Evolution, Inc. since 1979

🚀 Evolution Premium Finance Software

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Unlock growth, streamline operations, and boost profitability—without adding staff.

Evolution isn’t just software—it’s your competitive advantage in the insurance finance space. With over 45 years of innovation, Evolution helps insurance agencies, MGAs, wholesalers, and banks offer smarter financing, automate workflows, and drive policyholder retention.

With over 45 years of innovation, Evolution empowers insurance agencies, MGAs, wholesalers, and banks to offer smarter premium financing, automate operations, and retain more policyholders. Whether you're scaling or starting fresh, this enterprise-grade platform adapts to your way of doing business.

💡 Why Evolution Is the Market Leader

800 Billion+ Plan Variations: Tailor offerings to every agent and market niche with ultra-flexible structures, including APR+, contingency fees, add-on rates, and rebate tracking.
Rapid Fire™ Agent Prospecting: Email campaigns that convert—Evolution helped a $250M firm switch after their vendor couldn’t deliver.
Multilingual Document Generation: Auto-generate, print, fax, or email forms in multiple languages with conditional formatting and barcode imaging.
Cloud or On-Prem Deployment: Host where you prefer. Many large finance firms keep it in-house for trade secret control and data ownership.

📊 Real Business Impact

$65M Profit: One client processed 157,000 loans with just 49 staff.
$5M Gain: Another firm added $5M profit—zero new hires.
Reduced Unit Costs: Smart automation and fewer errors lead to lasting savings that can cover your software transition.

🛠️ Full-Spectrum Features

Accounting: True dual-entry debit/credit recording, with automated allocation across principal, interest, fees, and more.
Payments: ACH, PAC, lockbox, card, and cash—with optional payment gateways and 24/7 policyholder portal.
Integration: Billing platforms, policy raters, carriers, and Super Bill™ automation. No duplicate data entry.
Retention: Equity-date cancellations, short payment rollover, and streamlined reinstatement workflows.
Security: PCI-compliant, with role-based access, encrypted communication, and full audit trails (including non-accounting changes).
Training & Support: Premium Finance 101 course, interactive loan walkthrough, video modules, and a dedicated live/training environment.

Accounts.Net lets policyholders make payments and agents quote or manage loans 24/7, with full branding customization.

📈 Your Competitive Advantage

Marketing Tools: Support point spreads, agent incentives, and dynamic rate setups tailored by business type.
Reports: 80+ standard reports, plus deep customization based on date, currency, balance sheet, and more.
Setup Flexibility: Choose which fields and options operators see. Reduce onboarding time with preloaded forms and rules across all 50 states.
Data Visibility: Analyze by agent, private label plan, commercial/personal line, and securitization metrics.

📞 Ready to Evolve?

When other vendors fall short, Evolution delivers. Trusted by billion-dollar finance firms, audited by Accenture, and built for scalability.

Call us at 913-384-2654 to see how your business can thrive with Evolution.